The holiday season is a great time to relax, sit back, and spend time with your family. However, it is unfortunately also a time of great stress for many people. Financial stress around the holidays and at the beginning of the new year is not uncommon.
As a bankruptcy attorney, my busiest time of year is in the Spring. There are probably several reasons for this. First, no one wants to file bankruptcy around the holidays, which is completely understandable. It is often something that is pushed back until after the holiday season has passed.
The second reason is that many creditors and financial institutions tend to file more lawsuits against my clients during the Spring. Personally, I believe they do this because they know that individuals have tax refunds available at this time. Whatever the reason, there is often a big spike in people needing to file bankruptcy in the Spring.
At this time of year, I would certainly recommend everyone to take a breath and enjoying some time with friends or family. Or even just alone. But, if stress boils over about your finances into the new year, feel free to give me a call at 412-414-9366. The new year is a time for fresh starts. I have literally filed hundreds upon hundreds of cases, and a general sense of relief amongst my clients is nearly universal. Enjoy your holidays. Most financial problems can be fixed with a little bit of guidance and should not ruin your holiday with stress..